Insights on AI, insurance and decisions.
Essays, use cases and technical notes from the WIR team on how Artificial Intelligence is redesigning insurance operations.
The AI layer of insurance
There is a path no one was naming: don't replace the system — put an AI layer on top of it. This is WIR's manifesto.
Predictive quote conversion analysis for insurance with an AI layer
A guide for insurers predicting quote conversion by product, risk, and broker with an external AI layer on top of existing systems. See how to prioritize.
How to automate insurance renewals with an AI layer
A guide for insurers automating renewals with an external AI layer that re-scores risk and re-prices, on top of existing systems. See the stages.
How to automate insurance upsell and cross-sell with an AI layer
A guide for insurers automating upsell and cross-sell with distribution intelligence via an external AI layer, with an attribution trail. See how.
Automatic insurance quote decline with an AI layer
A guide for insurers automating the decline of out-of-appetite risks with an external AI layer, with a clear reason and audit trail. See how.
Human-in-the-loop escalation in automated insurance underwriting with AI
A guide for insurers defining when automated underwriting escalates to a human, with context, model rationale, and an audit trail. See how.
Unstructured data in insurance and intelligent reading with AI
Unstructured data in insurance and AI: intelligent document reading turns messy submissions into structured fields for faster, auditable P&C underwriting.
Insurance fraud in Brazil and AI detection at underwriting
How AI detects insurance fraud in Brazil at underwriting, with explainable, auditable multi-factor scoring and no core system replacement.
The insurance protection gap in Brazil and the role of AI in closing it
Why Brazil's insurance protection gap stays wide despite double-digit growth, and how AI speeds underwriting and distribution to help close it.
Open Insurance Brazil and what changes for insurers
How Open Insurance Brazil and SUSEP-led data sharing reshape underwriting, risk scoring, fraud detection, and pricing in P&C, with explainable, auditable AI.
AI regulation in Brazilian insurance and the demand for explainability
A read on AI regulation in insurance in Brazil and the demand for explainability. SUSEP, the LGPD, and how WIR keeps underwriting AI auditable.
How to automate insurance quoting with an AI layer
A practical guide to automating insurance quoting with an external AI layer that reads submissions, scores risk, prices, and returns a broker-visible SLA. No core migration.
How to automate transport insurance underwriting with AI
How insurers automate transport (cargo) underwriting with an external AI layer that reads submissions, scores route and cargo risk, and prices to appetite, no core migration.
How to automate insurance underwriting with an AI layer
A practical guide to automate insurance underwriting with an external AI layer on top of your core. The 6-stage flow, deployment path, governance, and LGPD.
Auditable underwriting decisions with an AI layer
How insurers keep every automated underwriting decision explainable and auditable with an external AI layer, calibrated to risk policy and LGPD compliant.
Broker enrichment and prioritization with an AI layer
How insurers enrich and prioritize brokers with an external AI layer: broker scoring, CNPJ, conversion history, and exposure, without replacing the core. See how.
How to integrate an AI layer with the insurance core without migration
How to integrate an AI layer with the insurance core without migration: 100% external, reads and writes via API, no IT load, and go-live in months.
Intelligent document reading for insurance submissions with an AI layer
How insurers automate intelligent document reading for submissions with an external AI layer on top of existing systems, no core migration. See how it works.
Insurance risk and fraud engine with an AI layer
How an external AI layer scores risk and flags fraud inside underwriting, calibrated to appetite and manual, with a full audit trail and no core migration. Talk to WIR.
Dynamic insurance pricing with an AI layer
How insurers automate real-time, risk-adjusted P&C pricing with an external AI layer on top of the core, calibrated to appetite and auditable under LGPD. See how.
How to automatically process insurance quote e-mails with AI
How an external AI layer reads insurance quote e-mails and attachments, extracts and validates the data, and feeds P&C underwriting without replacing the core.
Next-best-action for insurers with an AI layer
How insurers automate next-best-action and upsell scoring with an external AI layer on top of existing systems, no core replacement. See how Smart Sales works.
How to reduce quote response time for brokers with AI
How insurers reduce quote response time for brokers with an external AI layer and a visible SLA, on top of existing systems, never replacing the core.
Automatic underwriting routing with an AI layer
How insurers automate submission triage with an external AI layer that routes by appetite and exposure, prioritizes the underwriter queue, and keeps a visible SLA.
Underwriting intelligence in the Brazilian insurance market
How AI and Machine Learning reshape P&C underwriting in Brazil: market state, drivers, fraud, pricing, and the external AI layer over legacy core systems.